/* Fortune Financial Technology — Single Page (Light Theme)
   Palette: light blue / white / soft navy
*/
:root{
  --bg: #ffffff;
  --text: #0b1b3a;
  --muted: #4b5b7a;
  --primary: #1f6feb;
  --primary-2: #0ea5e9;
  --tint: #f3f8ff;
  --tint-2: #eaf3ff;
  --card: #ffffff;
  --border: rgba(12, 35, 77, .12);
  --shadow: 0 12px 30px rgba(10, 35, 80, .10);
  --shadow2: 0 10px 18px rgba(10, 35, 80, .08);
  --radius: 18px;
  --radius2: 14px;
  --max: 1160px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.55;
}
img{ max-width:100%; display:block; }
a{ color: inherit; text-decoration: none; }

.container{
  width: min(var(--max), calc(100% - 40px));
  margin: 0 auto;
}

.skip-link{
  position:absolute;
  left:-999px;
  top:auto;
  width:1px;
  height:1px;
  overflow:hidden;
}
.skip-link:focus{
  left:16px; top:16px;
  width:auto; height:auto;
  background:#fff;
  padding:10px 12px;
  border:1px solid var(--border);
  border-radius: 10px;
  z-index: 9999;
}

.topbar{
  background: linear-gradient(90deg, var(--tint), #fff);
  border-bottom: 1px solid var(--border);
  font-size: 13px;
}
.topbar__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 10px 0;
  gap: 12px;
  flex-wrap: wrap;
}
.topbar__left, .topbar__right{
  display:flex;
  align-items:center;
  gap: 10px;
  flex-wrap: wrap;
}
.topbar__sep{ color: rgba(11,27,58,.35); }
.topbar__link{
  color: var(--primary);
  font-weight: 600;
}
.pill{
  background: rgba(31,111,235,.10);
  color: var(--primary);
  border: 1px solid rgba(31,111,235,.18);
  padding: 4px 10px;
  border-radius: 999px;
  font-weight: 700;
}
.muted{ color: var(--muted); }

.header{
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,.86);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.header__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 14px 0;
  gap: 14px;
}

.brand{
  display:flex;
  align-items:center;
  gap: 12px;
  min-width: 260px;
}
.brand__logo{
  width: 44px;
  height: 44px;
  border-radius: 12px;
  object-fit: cover;
  box-shadow: var(--shadow2);
}
.brand__name{
  font-weight: 800;
  letter-spacing: -0.02em;
}
.brand__tag{
  font-size: 12px;
  color: var(--muted);
}

.nav{
  display:flex;
  align-items:center;
  gap: 16px;
}
.nav a{
  padding: 10px 10px;
  border-radius: 12px;
  color: rgba(11,27,58,.88);
  font-weight: 600;
  font-size: 14px;
}
.nav a:hover{
  background: rgba(31,111,235,.08);
  color: var(--primary);
}
.nav-toggle{
  display:none;
  border: 1px solid var(--border);
  background: #fff;
  border-radius: 14px;
  padding: 10px 10px;
  box-shadow: var(--shadow2);
  cursor:pointer;
}
.nav-toggle span{
  display:block;
  width: 22px;
  height: 2px;
  background: rgba(11,27,58,.78);
  margin: 5px 0;
  border-radius: 2px;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap: 8px;
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  color: #fff;
  border: none;
  padding: 12px 16px;
  border-radius: 14px;
  font-weight: 800;
  letter-spacing: -0.01em;
  box-shadow: var(--shadow2);
  transition: transform .12s ease, box-shadow .12s ease;
}
.btn:hover{ transform: translateY(-1px); box-shadow: var(--shadow); }
.btn:active{ transform: translateY(0); }
.btn--small{ padding: 10px 14px; border-radius: 12px; }
.btn--ghost{
  background: rgba(255,255,255,.85);
  color: var(--primary);
  border: 1px solid rgba(31,111,235,.25);
}
.btn--ghost:hover{ background: #fff; }
.btn--block{ width: 100%; }

.hero{
  position: relative;
  overflow: hidden;
}
.hero__bg{
  position:absolute;
  inset: 0;
  z-index: -2;
}
.hero__bg img{
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(1.05);
}
.hero__overlay{
  position:absolute;
  inset:0;
  background:
    radial-gradient(700px 300px at 20% 20%, rgba(255,255,255,.80), rgba(255,255,255,.20) 55%, rgba(255,255,255,.08) 70%),
    linear-gradient(180deg, rgba(255,255,255,.92), rgba(255,255,255,.78) 55%, rgba(255,255,255,.96));
  z-index: -1;
}
.hero__content{
  padding: 56px 0 36px;
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 26px;
  align-items: start;
}
.hero h1{
  margin: 0 0 12px;
  font-size: clamp(28px, 3.4vw, 48px);
  line-height: 1.08;
  letter-spacing: -0.03em;
}
.lead{
  margin: 0 0 18px;
  font-size: 16px;
  color: rgba(11,27,58,.86);
  max-width: 60ch;
}
.hero__cta{
  display:flex;
  gap: 12px;
  flex-wrap: wrap;
  margin: 18px 0 18px;
}
.trust{
  display:flex;
  gap: 10px;
  flex-wrap: wrap;
}
.trust__item{
  background: rgba(255,255,255,.75);
  border: 1px solid rgba(12, 35, 77, .12);
  border-radius: 16px;
  padding: 12px 14px;
  min-width: 160px;
  box-shadow: var(--shadow2);
}
.trust__num{
  font-weight: 900;
  font-size: 18px;
}
.trust__label{
  font-size: 12px;
  color: var(--muted);
  margin-top: 4px;
}

.hero__wave{
  height: 44px;
  background: linear-gradient(180deg, rgba(255,255,255,0), rgba(255,255,255,1));
}

.card{
  background: var(--card);
  border: 1px solid rgba(12, 35, 77, .12);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: var(--shadow);
}
.glass{
  background: rgba(255,255,255,.78);
  backdrop-filter: blur(10px);
}
.card__title{
  margin: 0 0 6px;
  font-size: 18px;
  letter-spacing: -0.02em;
}
.card__sub{
  margin: 0 0 14px;
  color: var(--muted);
  font-size: 13px;
}

.form label{
  display:block;
  font-weight: 700;
  font-size: 13px;
  margin-bottom: 10px;
}
.form input, .form select, .form textarea{
  width: 100%;
  margin-top: 6px;
  padding: 11px 12px;
  border-radius: 14px;
  border: 1px solid rgba(12,35,77,.18);
  background: #fff;
  color: var(--text);
  outline: none;
  font: inherit;
  box-shadow: 0 1px 0 rgba(0,0,0,.02);
}
.form input:focus, .form select:focus, .form textarea:focus{
  border-color: rgba(31,111,235,.55);
  box-shadow: 0 0 0 4px rgba(31,111,235,.12);
}
.form__note{
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 12px;
}

.section{
  padding: 58px 0;
}
.section--tint{
  background: linear-gradient(180deg, var(--tint), #fff);
}
.section__head{
  margin-bottom: 18px;
}
.section__head h2{
  margin: 0 0 8px;
  font-size: clamp(22px, 2.2vw, 32px);
  letter-spacing: -0.03em;
}

.grid{
  display:grid;
  gap: 14px;
}
.grid--3{
  grid-template-columns: repeat(3, 1fr);
}
.grid--2{
  grid-template-columns: repeat(2, 1fr);
}

.feature{
  background: #fff;
  border: 1px solid rgba(12, 35, 77, .12);
  border-radius: var(--radius2);
  padding: 16px 16px;
  box-shadow: var(--shadow2);
}
.feature .icon{
  width: 44px;
  height: 44px;
  border-radius: 14px;
  display:grid;
  place-items:center;
  background: rgba(31,111,235,.10);
  border: 1px solid rgba(31,111,235,.18);
  margin-bottom: 10px;
}
.feature h3{ margin: 0 0 6px; letter-spacing: -0.02em; }
.feature p{ margin: 0; color: var(--muted); }

.accordion details{
  background: #fff;
  border: 1px solid rgba(12, 35, 77, .12);
  border-radius: var(--radius);
  padding: 0;
  box-shadow: var(--shadow2);
  margin-bottom: 12px;
  overflow: hidden;
}
.accordion summary{
  list-style: none;
  cursor: pointer;
  padding: 14px 16px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
  font-weight: 900;
  letter-spacing: -0.02em;
}
.accordion summary::-webkit-details-marker{ display:none; }
.acc__content{
  padding: 0 16px 16px;
  color: rgba(11,27,58,.92);
}
.chip{
  display:inline-flex;
  align-items:center;
  gap: 6px;
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid rgba(31,111,235,.20);
  background: rgba(31,111,235,.09);
  color: var(--primary);
  font-size: 12px;
  font-weight: 800;
}

.module-grid{
  display:grid;
  gap: 12px;
  grid-template-columns: repeat(2, 1fr);
  margin-top: 10px;
}
.module{
  background: var(--tint-2);
  border: 1px solid rgba(31,111,235,.18);
  border-radius: var(--radius2);
  padding: 14px 14px;
}
.module h3{
  margin: 0 0 8px;
  letter-spacing: -0.02em;
}
.module ul{
  margin: 0;
  padding-left: 18px;
  color: rgba(11,27,58,.86);
}
.module li{ margin: 6px 0; }
.module .desc{
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 13px;
}

.note{
  margin-top: 14px;
  background: rgba(255,255,255,.85);
  border: 1px dashed rgba(31,111,235,.35);
  border-radius: var(--radius2);
  padding: 12px 14px;
  color: rgba(11,27,58,.88);
}

.cta-strip{
  margin-top: 18px;
  padding: 16px 16px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, rgba(31,111,235,.12), rgba(14,165,233,.10), rgba(255,255,255,.8));
  border: 1px solid rgba(31,111,235,.20);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
  flex-wrap: wrap;
  box-shadow: var(--shadow2);
}
.cta-strip h3{ margin: 0 0 2px; letter-spacing: -0.02em; }
.cta-strip p{ margin: 0; }

.panel{
  background: #fff;
  border: 1px solid rgba(12,35,77,.12);
  border-radius: var(--radius);
  padding: 16px;
  box-shadow: var(--shadow2);
}
.panel--soft{
  background: linear-gradient(180deg, rgba(31,111,235,.10), rgba(255,255,255,1));
}
.steps{
  margin: 10px 0 0;
  padding-left: 18px;
}
.steps li{ margin: 8px 0; }
.ticks{
  margin: 10px 0 0;
  padding-left: 0;
  list-style: none;
}
.ticks li{
  margin: 8px 0;
  padding-left: 28px;
  position: relative;
}
.ticks li::before{
  content:"✓";
  position:absolute;
  left: 0;
  top: 0;
  color: var(--primary);
  font-weight: 900;
}

.stat{
  background: #fff;
  border: 1px solid rgba(12,35,77,.12);
  border-radius: var(--radius2);
  padding: 16px;
  box-shadow: var(--shadow2);
}
.stat__title{
  font-weight: 900;
  letter-spacing: -0.02em;
  margin-bottom: 6px;
}
.stat p{ margin: 0; color: var(--muted); }

.quote{
  background: linear-gradient(180deg, rgba(31,111,235,.10), rgba(255,255,255,1));
  border: 1px solid rgba(31,111,235,.18);
  border-radius: var(--radius2);
  padding: 16px;
  box-shadow: var(--shadow2);
}
.quote blockquote{
  margin: 0 0 10px;
  color: rgba(11,27,58,.88);
  font-weight: 600;
}
.quote figcaption{
  color: var(--muted);
  font-size: 13px;
}

.contact{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 16px;
  align-items: start;
}
.contact__cards{
  display:grid;
  gap: 10px;
  margin: 14px 0;
}
.contact-card{
  display:flex;
  gap: 12px;
  align-items:center;
  padding: 14px;
  border-radius: var(--radius2);
  background: #fff;
  border: 1px solid rgba(12,35,77,.12);
  box-shadow: var(--shadow2);
}
.contact-card__icon{
  width: 44px;
  height: 44px;
  border-radius: 14px;
  display:grid;
  place-items:center;
  background: rgba(31,111,235,.10);
  border: 1px solid rgba(31,111,235,.18);
}
.contact-card__title{
  font-weight: 900;
  letter-spacing: -0.02em;
}
.contact-card__value{
  color: var(--primary);
  font-weight: 800;
}
.mini{
  display:grid;
  gap: 8px;
  margin-top: 10px;
  color: rgba(11,27,58,.86);
}
.mini__item{
  background: rgba(255,255,255,.80);
  border: 1px solid rgba(12,35,77,.12);
  border-radius: 14px;
  padding: 10px 12px;
  box-shadow: var(--shadow2);
}

.footer{
  margin-top: 28px;
  padding-top: 18px;
  border-top: 1px solid rgba(12,35,77,.12);
}
.footer__inner{
  display:grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 14px;
  align-items:center;
}
.footer__brand{
  display:flex;
  align-items:center;
  gap: 12px;
}
.footer__brand img{
  width: 44px;
  height: 44px;
  border-radius: 12px;
  box-shadow: var(--shadow2);
}
.footer__name{
  font-weight: 900;
  letter-spacing: -0.02em;
}
.footer__links{
  display:flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content:center;
}
.footer__links a{
  color: rgba(11,27,58,.82);
  font-weight: 700;
  font-size: 14px;
  padding: 8px 10px;
  border-radius: 12px;
}
.footer__links a:hover{
  background: rgba(31,111,235,.08);
  color: var(--primary);
}
.footer__copy{
  text-align:right;
  color: var(--muted);
  font-size: 13px;
}

.fab{
  position: fixed;
  right: 16px;
  bottom: 16px;
  z-index: 999;
  display:flex;
  align-items:center;
  gap: 10px;
  background: #ffffff;
  border: 1px solid rgba(12,35,77,.14);
  box-shadow: var(--shadow);
  padding: 10px 12px;
  border-radius: 999px;
}
.fab__icon{
  width: 34px;
  height: 34px;
  border-radius: 999px;
  display:grid;
  place-items:center;
  background: rgba(34,197,94,.12);
  border: 1px solid rgba(34,197,94,.25);
}
.fab__text{
  font-weight: 900;
  color: rgba(11,27,58,.86);
}

/* Responsive */
@media (max-width: 980px){
  .hero__content{ grid-template-columns: 1fr; }
  .grid--3{ grid-template-columns: 1fr; }
  .grid--2{ grid-template-columns: 1fr; }
  .module-grid{ grid-template-columns: 1fr; }
  .contact{ grid-template-columns: 1fr; }
  .footer__inner{ grid-template-columns: 1fr; text-align:left; }
  .footer__copy{ text-align:left; }
  .footer__links{ justify-content:flex-start; }
}
@media (max-width: 820px){
  .nav-toggle{ display:block; }
  .nav{
    position: absolute;
    right: 20px;
    top: 72px;
    background: rgba(255,255,255,.96);
    border: 1px solid rgba(12,35,77,.12);
    border-radius: 16px;
    box-shadow: var(--shadow);
    padding: 10px;
    display:none;
    flex-direction: column;
    align-items: stretch;
    min-width: 220px;
  }
  .nav a{ padding: 10px 12px; }
  .nav.is-open{ display:flex; }
}


/* Banner-only hero (no overlay content) */
.hero--banner-only{
  padding: 0;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid rgba(12, 35, 77, .12);
}
.hero--banner-only .hero__banner{
  width: 100%;
  height: auto;
  display: block;
}


/* Hero info section placed BELOW the banner */
.hero-info{
  padding: 44px 0 20px;
  background: linear-gradient(180deg, var(--tint), #fff);
}
.hero-info__content{
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 26px;
  align-items: start;
}
.hero-info__left h1{
  margin: 0 0 12px;
  font-size: clamp(28px, 3.2vw, 44px);
  line-height: 1.08;
  letter-spacing: -0.03em;
}
.hero-info__right .card{
  box-shadow: var(--shadow);
}

/* Responsive for hero-info */
@media (max-width: 980px){
  .hero-info__content{ grid-template-columns: 1fr; }
}